Any advice in this website is general in nature and is provided by Jennifer Leonard an authorised representative of Charter Financial Planning Limited. The advice does not take into account your personal objectives, financial situation or needs.

Therefore, before acting on this advice, you should consider the appropriateness of this advice having regard to those matters and consider the Product Disclosure Statement before making a decision about a product. Charter is part of the AMP Group and can be contacted on 02 9367 2113.

If you decide to purchase or vary a financial product, Charter and/or other companies within the AMP Group will receive fees and other benefits, which will be a dollar amount or a percentage of either the premium you pay or the value of your investments. You can ask us for more details.